gemeente

municipality / local council

studiefinanciering

OV-chipkaart

public transport card

DUO

DUO (Education Executive Agency of the Dutch government)

studentenreisproduct

student travel product (public transport discount for students)

collegegeld

tuition fee

bibliotheek / bibliotheekpas

library / library card

zwemles

swimming lessons

hogeschool

university of applied sciences (HBO institution)

automatische incasso

direct debit